Let’s be honest—replacing an air conditioner is never something you look forward to. It’s rarely convenient, and most of the time, it catches you off guard. But when your system fails in the middle of a North Carolina summer, waiting simply isn’t an option. At Jay’s Heating and Cooling, we get it. We’re homeowners too, and we know that comfort matters. That’s why we’ve partnered with Hearth to offer simple, fast, and flexible options for financing your AC replacement—so you can get the cool air flowing again without the financial stress.
Why Consider Financing Your AC Replacement?
Financing through Hearth can make a tough situation a little easier. With flexible options and quick approvals, you can:
- Get your new system installed quickly, so you’re not stuck in the heat
- Upgrade to a more energy-efficient, reliable unit that can lower your energy bills
- Spread out the cost with affordable monthly payments
- Skip the stress of high-interest credit cards or dipping into your savings
Simple, Stress-Free Financing
Hearth gives you access to competitive financing options from a network of 17 trusted lenders. Whether you’re covering just the cost of your new AC or including upgrades like smart thermostats and ductwork improvements, Hearth makes the process easy and convenient.
Here’s what you can expect:
- Fast Pre-Qualification: Takes less than 2 minutes and won’t affect your credit score.
- No Prepayment Fees: Pay your loan off early with no penalties.
- Quick Access to Funds: Receive your money in as little as 1–5 business days after approval.
- Flexible Loan Amounts: Finance less than, equal to, or more than your project cost to match your payment comfort zone.
- Minimum Loan: Most lenders require a minimum loan amount of $2,000.
Ready to Get Started?
At Jay’s Heating and Cooling, we know that replacing your AC can feel overwhelming—but figuring out how to pay for it doesn’t have to be. The financing process through Hearth is quick, easy, and completely confidential. There are no prepayment penalties, and checking your options won’t affect your credit score. Financing your AC replacement is simply a smart way to manage the cost without added stress—so you can stay cool, comfortable, and in control.